What Will The I Bond Rate Be In May 2025

What Will The I Bond Rate Be In May 2025. Current I Bond Rates 2025 Danit Robena Treasury Department set the new rate to 3.11%, which is in effect for I bonds purchased this month through the end of April 2025. And two weeks after that auction, the Treasury will reset the I Bond's fixed interest rate for purchases from May to October 2025

I Bonds Every Calendar Year Lanae Maible
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Current 2025 I Bond interest rate rate is 3.11%! Now that the I Bond interest rates have been dropped to 3% in March 2025 you're probably wondering, "When should I cash out my I Bonds?" Chances are you bought your I Bonds at the 0.0% fixed rate in 2021 or 2022, so as they are renewing your rates are coming in below 3%, compared to other interest rate accounts at around 4.5%. Although we announce the new rates in May and November, the date when the rate changes for your bond is every 6 months from the issue date of your bond.

I Bonds Every Calendar Year Lanae Maible

Previously purchased bonds will update their rates based on when they were originally purchased As inflation continues to cool, the yield on Series I Savings Bonds, aka I bonds, is falling in tandem The other component of the I-bond return is a fixed rate — picked by the Treasury Department without further explanation — that will only apply to bonds issued November 1, 2024 to April 30, 2025.

Interest Rates May 2025 Nita Jacquette. Both the permanent fixed rate and inflation rate will be reset again on May 1, 2025. The combined composite rate will be 3.11% for purchases from November 2024 to April 2025

I Bond Rate 2024 Jeri Bernadette. Treasury Department set the new rate to 3.11%, which is in effect for I bonds purchased this month through the end of April 2025. The new rate is roughly a percentage point lower than the previous 6-month rate